Why Lockhart Mortgages Limited

• With over 30+ years of experience we have already helped hundreds of clients secure their home loans and we can help you too

• We know it’s now harder to invest on the Auckland property market than ever before, so having the right broker, like Greg who knows the market and the new lending rules the banks have in place and can guide you through potential pitfalls, saving you time and money

How Do We Work With You

• We work with you every step of the way, from assessing your options, to helping you ensure you have all your “ducks in a row” prior to property settlement date

• Our experienced brokers don’t just get you a loan approval and a great rate, we are here giving you the benefit of our experience and advice to guide you, ensuring you are off to a great start

   

Investment Options

Property investment in New Zealand has been a popular choice for many years now.  With no capital gains tax after 2 years of ownership and good tax incentives through Look Through Companies (LTC’s) there is good reason that property has been our main choice of investment.

There are some challenges to buying investment properties, especially in the Auckland market, with low yields and new Reserve Bank regulations on equity levels.  So whether it’s your first or 21st property, you need to make sure your finance is structured correctly.

To ensure you get the best return on your investment you need to surround yourself with professionals who can help you realise your goals, so make sure you choose your “Team” well from day one. 

You will need:

• A good mortgage broker (that's us)

• An accountant with a good understanding of property investment and the related tax rules

• Solicitor firm with experts in property law

• Trusted real estate agents who understand the property type you are looking for

• A good property manager who will help you maximize your rental return while guiding you through the complexities of the tenancy act

• An Insurance Adviser who understands the complexities and policy wording for landlords cover.

At Lockhart Mortgages we have decades of experience in residential investments and we have partnered with specialists in all the professions you need to ensure your investment is tailored to your requirements and you are off to the best possible start.

Refinancing

If you want to talk to us about getting a better lending deal than you currently have in place, we have the experience and expertise to help. 

Call us on 09 361 3633 or 021 768 456

Just give us your basic info and we’ll get started. We will call you to get the rest of your information.

Greg has worked with us on 4 mortgage applications in the last couple of years, ranging from the strictly conventional; to some far more creative deals. We hope he does more in the near future.

His industry knowledge and professionalism make him an invaluable member of our team, Greg has a high degree of technical proficiency, communicates well, works tirelessly, and ultimately, gets deals approved. Which is all you can ask really. I highly recommend Lockhart Mortgages.

Dave Hall, Property Investor