First Home Buyers
Why Lockhart Mortgages Limited
With over 30+ years of experience we have already helped hundreds of clients secure their home loans and we can help you too.
We know it’s now harder to get on the Auckland property ladder than ever before, so having the right broker, like Greg who knows the market and can guide you through potential pitfalls, can save you time and money.
How Do We Work With You
We work with you every step of the way, from assessing your options, to helping you ensure you have all your “ducks in a row” prior to property settlement date.
Our experienced brokers don’t just get you a loan approval and a great rate, we are here giving you the benefit of our experience and advice to guide you through the biggest purchase of your life, ensuring you are off to a great start.
Our Service Is FREE
So many things are advertised as free nowadays, but our service is completely free to you. The banks pay our commission - only when your loan settles. Importantly and contrary to some rumors, the banks do NOT add our commission into the interest rate they charge you.
In fact a good broker will likely get you a better interest rate discount than you can negotiate yourself through your bank At Lockhart Mortgages we put together the most appropriate home loan package that works for you.
We want to give you the best service possible so we will see you again for your future purchases and that you want to recommend us to your friends and colleagues.
This is how we work with you
Meet with you (at home, at your place of work or wherever suits you best) and learn all about where you are at and what you wish to do.
Understand the nature of your deposit and provide advice around meeting banks’ lending criteria
Provide you with a loan profile report that helps you understand your options and how much you can afford to borrow from each bank we deal with.
Advise on the most appropriate buying strategy for you, types of sale options, property issues to watch out for, reports you may want and reports you must have.
Advise on the types of properties you should be looking at and those to avoid, ensuring you find a property the banks will find acceptable to lend money against.
Once you have found your dream home, we will get you the best overall deal on the market, great rates and the most appropriate loan package tailored to your requirements.
We have good relationships with specialists we can recommend to help you protect your purchase.
These specialists will also help you protect your future with the most appropriate insurance cover.
Call us on 09 361 3633 or 021 768 456
Pre-Approvals
A home loan pre-approval is the first step in your journey to home ownership. It is essential in the Auckland market, so that you can confidently look for properties in the right price range
Call us now to have a chat.
Call us on 09 361 3633 or 021 768 456
Apply now in 2 minutes
Just give us your basic info and we’ll get started. We will call you to get the rest of your information.
Testimonial
Greg has worked with us on 4 mortgage applications in the last couple of years, ranging from the strictly conventional; to some far more creative deals. We hope he does more in the near future.
His industry knowledge and professionalism make him an invaluable member of our team, Greg has a high degree of technical proficiency, communicates well, works tirelessly, and ultimately, gets deals approved. Which is all you can ask really. I highly recommend Lockhart Mortgages.