Existing Home Owners
Why Lockhart Mortgages Limited?
With over 30+ years of experience we have already helped hundreds of clients secure their home loans and we can help you too.
We know it’s now harder to get on the Auckland property ladder than ever before, so having the right broker, like Greg who knows the market and can guide you through potential pitfalls, can save you time and money.
How Do We Work With You?
We work with you every step of the way, from assessing your options, to helping you ensure you have all your “ducks in a row” prior to property settlement date.
Our experienced brokers don’t just get you a loan approval and a great rate, we are here giving you the benefit of our experience and advice to guide you through the biggest purchase of your life, ensuring you are off to a great start.
Looking To Make The Next Move?
While most of us have an idea of our dream home, the reality is that as we grow older our circumstances change. What was ideal in our 20’s may not be big enough in our 30’s when the children come along. The average loan term in New Zealand is approximately 7 years, which indicates most of us move homes at least 3 to 4 times over a 30 year period.
Plus, once you have built up the equity in your own home, you may now be thinking of building your investment property empire.
Or you simply want to purchase that lovely little secluded cottage in “the back of beyond” as your weekend retreat.
Whatever the reason, we can help you work through what a realistic and affordable option is for you. We have many years of experience in advising investors on appropriate loan structures so they can achieve their long term goals.
Call us on 09 361 3633 or 021 768 456
Top-Ups
Another option to selling and buying a bigger property is to renovate or extend you’re existing home. This can be an effective way of building your equity while creating the home that better suits your evolving needs.
There are some challenges and pitfalls when renovating but here at Lockhart Mortgages we have experience with building and renovation projects and can help guide you through the process, giving you free valuable advice along the way to help you complete your project on budget and stress free.
Refinancing
If you want to talk to us about getting a better lending deal than you currently have in place, we have the experience and expertise to help.
Call us on 09 361 3633 or 021 768 456
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Testimonial
Greg has worked with us on 4 mortgage applications in the last couple of years, ranging from the strictly conventional; to some far more creative deals. We hope he does more in the near future.
His industry knowledge and professionalism make him an invaluable member of our team, Greg has a high degree of technical proficiency, communicates well, works tirelessly, and ultimately, gets deals approved. Which is all you can ask really. I highly recommend Lockhart Mortgages.